SR22 Auto Insurance Quotes

5
May

To get SR22 auto insurance quotes you must have an sr22 form. So what is an SR-22? An SR-22 is a document required as proof of financial responsibility by the court or under state law for persons convicted of certain traffic violations. SR-22 insurance varies state to state.

SR-22 isn’t a type of insurance, but rather proof that you have certain types of insurance (based upon the financial responsbility laws of your state).

Simply, it is a form which must be filed by the insurance company to the state (Department of Motor Vehicles) stating that auto liability insurance is in effect for a particular individual.

Typically it is required when insurance is provided to an individual who was in an accident or was convicted of a traffic offense and was unable to show financial responsibility OR if a judge has ordered an SR22 for other reasons (in some states).

In other words the SR-22 is a financial responsibility certification that is sometimes required for high risk auto insurance customers by the state Department of Motor Vehicles or Public Safety after you have been involved in an accident with no auto insurance, or if an accident is due to excessive driving violations on your part.

Most Insurance Companies Should Be Able To Help You:

Obtain the proper documentation
Purchase an affordable sr22 auto insurance quotes policy
Get back out on the road

How long are SR-22 Filings Required?

This can vary by state and by severity of the offense. The typical requirement is three years. If you cancel your policy prior to the termination date, the Insurance Company is obligated to file an SR-26 notifying the state that you no longer have insurance.

Please note that insuance companies can only file an SR-22 in the state where your auto insurance policy has been issued.

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Posted by Stacy Homer last updated on Wednesday, May 5th, 2010 at 5:49 pm

Category : Insurance Quotes