Oklahoma Gov. Mary Fallin signed into law on Thursday a “no pay, no play” car insurance proposal that will limit the recovery rights of drivers who flout the state’s mandatory insurance law.

Under the new law, motorists who get into serious accidents while driving without coverage will only be able to recover economic damages for medical costs, property damage and loss of income. An uninsured motorists involved in a crash — even if it was not his or her fault — will not be able to successfully sue for pain and suffering.

The proposal was approved by 74 percent of state senators and 58 of state house members who voted on the measure.

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Gov. Sam Brownback signed into law last week a pair of insurance-related bills that in effect limit the economic recovery rights of cities and uninsured drivers.

Both of the bills — one instituting a “no pay, no play” statute and the other barring cities from charging “crash taxes” — reflect similar legislative pushes cropping up in a handful of states across the country. According to the Property Casualty Insurers Association of America (PCI), these bills can help keep affordable car insurance available through their capacity to keep the average claim size from ballooning.

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Both houses of the Kansas Legislature have given the OK to a bill that would stop motorists from recovering non-economic damages after an accident if they were uninsured or driving under the influence when the crash happened.

This type of law — often referred to as “no pay, no play” — has already been put in place in a handful of states with the intention that it will further discourage motorists from driving uninsured. About 1-in-10 motorists in Kansas lacked basic auto insurance in 2009, according to a recent estimate from the Insurance Research Council.

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Uninsured drivers recovery rights to be limited in Montana as lawmakers gave the final OK Thursday.

Similar bills are winding their way through the state legislatures of Oklahoma, Minnesota and Tennessee

If the governor signs SB 111 into law, motorists who lack basic car insurance protection and are involved in an auto accident will be able to sue only for basic economic damages; they would be barred from recovering non-economic damages from an accident, except under certain circumstances.

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The establishement of an automobile insurance verification system was unanimously approved on Wednesday by the Alabama State senators .

The legislation was introduced by Senator Arthur Orr to help catch residents driving in the state without mandatory liability coverage, which has been identified as a significant problem for the state.

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AAA Auto Insurance provider has issued an advisory to drivers warning them that just because the snow has stopped and the rain has ceased, this doesn’t mean that the roads are free of the hazards caused by winter weather.

Ice, snow and rain often leave behind lasting road problems in the form of potholes, which can leave an unsuspecting motorist with car damage ranging from flat tires to serious structural problems.

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A group of Mississippi state representatives, led by an independent insurance agent, is aiming to chip away at the state’s uninsured motorist problem by introducing legislation to establish an electronic car insurance verification system.

But a series of amendments passed by lawmakers have removed some of the bill’s provisions that would have allowed the state to take a more active approach toward catching uninsured motorists.

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